CredStack Features

AI Powered Bank Statement Analyzer

Credstack Bank Statement Analyzer uses AI-driven bank statement validation, data extraction, transaction classification, and risk signal detection to automate underwriting for lenders.

AI-Powered Income Assessment for On-Ground Underwriting

CredStack Income Assessment enables credit and sales teams to accurately estimate borrower income on-ground using AI-driven questioning, benchmarking, and real-time market intelligence.

AI-Powered Credit Appraisal Memorandum Automation

CredStack CAM Automation leverages AI to auto-generate comprehensive Credit Appraisal Memorandums (CAMs) from borrower documents. It cross-validates bank statements, financials, GST/ITR and bureau data to speed up underwriting, catch anomalies and ensure policy-aligned decisions.

AI-Powered Email Lead Management for Partnerships & Co-Lending

CredStack Email Lead Management automates partner communication, email ingestion, lead updates, follow-ups, escalation, and onboarding workflows using agentic AI for lenders and NBFCs.

Agents.ai - Autonomous Customer Relationship Engine

Agents.ai is a no-code, multi-channel AI agent orchestration platform for autonomous customer engagement across chat, voice, email, WhatsApp, and in-app channels.

Insights.ai - Intelligence Layer for Customer and Operational Analytics

Insights.ai is an AI-powered analytics and decision intelligence layer that turns conversations, workflows, and documents into actionable insights and predictive recommendations.