Validate Identity & Consent
Ensure proposer identity using photo matching and signature verification.
Lower fraud and misrepresentation
Automate Medical Review
AI reads medical records and lab reports to surface underwriting-relevant insights.
Reduced manual medical scrutiny
Explainable Decisions
Every underwriting outcome is supported by rules, evidence, and reasoning.
Higher regulator and reinsurer confidence
Insurance Underwriting — AI-driven, Evidence-first, Explainable
Transform underwriting with automated evidence validation, medical intelligence, and transparent risk decisioning.
AI-led Evidence Processing
Photos, signatures, medical records, and inspections processed automatically
Configurable Underwriting Rules
Support insurer-specific guidelines, thresholds, and exclusions
Human-in-the-loop Control
Underwriters can review, override, and justify decisions when required
Faster decisions without compromising risk
credstack enables insurers to underwrite at scale by automating evidence checks, medical analysis, and risk decisioning.
How credstack Powers Insurance Underwriting
credstack combines AI evidence processing, medical intelligence, and configurable underwriting rules to help insurers underwrite faster and safer.
Photo & Signature Verification
Validate proposer photos, live images, and signatures against IDs and proposal documents to prevent impersonation and fraud.
Medical Records Intelligence
Extract structured insights from unstructured medical reports, labs, and prescriptions using AI.
Explainable Risk Scoring
Combine rule-based underwriting with AI risk signals while maintaining full explainability.
Audit-Ready Underwriting
Every decision is backed by evidence, checks performed, and rules triggered — ready for regulators and internal audits.
Download credstack Insurance Underwriting Brief
Learn how credstack automates photo, signature, and medical validation to deliver faster, explainable underwriting decisions.