Fraud Detection AI

Detect Fraud Before It Becomes Losses

AI-powered fraud detection across documents, identities, applications, and transactions—with explainable evidence and human-ready workflows.

FRAUD DETECTION ENGINELIVE ANALYSIS
Fraud Risk Score87%
Identity MismatchHIGH

PAN name differs from Aadhaar record

Confidence96%
Document TamperingDETECTED

Signs of edited salary slips detected

Forgery Probability92%
The Problem

Fraud Is Evolving Faster Than Rule Engines

Traditional systems struggle with document tampering, identity fraud, manipulated images, and cross-document inconsistencies—while fraud patterns change faster than static rules can adapt.

Document tampering
Identity fraud
Synthetic identities
Duplicate applications
Cross-document inconsistencies
Deepfakes and manipulated images
Result
Higher NPAs
Claims leakage
Compliance risks
Operational losses
How It Works

From Raw Evidence to Recommended Action.

DATA
UNDERSTAND
CROSS-VERIFY
REASON
RISK SIGNAL
ACTION
01

Ingest

Bring together documents, images, applications, APIs, LOS, and CRM data.

Documents
Images
Applications
APIs
LOS
CRM
02

Analyze

AI agents inspect content, metadata, visual patterns, and behavioral signals.

Content
Metadata
Visual patterns
Behavioral signals
03

Cross-Verify

Connect information across documents, identities, financial data, and internal systems.

Documents
Identities
Financial data
Internal systems
04

Detect Risk

Generate risk signals, evidence, scores, and recommended actions.

Risk signals
Evidence trail
Fraud scores
Recommended actions
From Signal to Decision

Detect. Connect. Investigate. Act.

CredStack doesn't stop at detecting fraud. It connects the evidence, explains the risk, and helps your team decide what to do next.

Find the Signal.

Identify document, identity, financial, and behavioral anomalies across every application.

DOCUMENT
Salary Slip
AI ANALYSIS
Employer verified
Salary structure matched
PDF modified
Income inconsistency
Risk
HIGH
Forgery Probability
92%
Decision Workspace

Investigate Every Signal in Context.

A unified workspace where fraud analysts review signals, evidence, policy triggers, and recommendations—without switching between systems.

DECISION WORKSPACELIVE

Applicant Risk Profile

CASE #FRD-18472

Risk
HIGH
Document Risk⚠ High
Identity Risk⚠ Review
Financial Risk✓ Low
Behavioral Signals⚠ Review
RECOMMENDATION
REFER FOR REVIEW
Evidence
14
Policy Rules
3
Confidence
94%
ACTIVE SIGNALS
Document Tamperinghigh

Salary slip PDF modification detected

Identity Mismatchhigh

PAN name differs from Aadhaar record

Income Inconsistencymedium

Bank statement vs ITR variance

Fraud Intelligence

Document · Identity · Financial · Behavioral

Four intelligence layers that work together to surface fraud signals across every application.

01Intelligence

Document Intelligence

Detect edited PDFs, tampered bank statements, manipulated salary slips, and forged IDs.

92%
document anomalies surfaced before manual review
Document inspectionLIVE_SCAN
PDF edit trace
94%
Bank statement mismatch
87%
Salary slip anomaly
80%
ID forgery marker
73%
Matched
Flagged
Evidence
02Intelligence

Identity Intelligence

Uncover synthetic identities, duplicate applicants, face mismatches, and identity networks.

4.8×
more duplicate identity links discovered
Identity graphLIVE_SCAN
Face mismatch
94%
PAN reuse
89%
Device overlap
84%
Applicant cluster
78%
Matched
Flagged
Evidence
03Intelligence

Financial Intelligence

Identify income inflation, GST manipulation, fake cashflows, and misrepresented liabilities.

70%
reduction in avoidable manual checks
Cashflow reviewLIVE_SCAN
Income inflation
94%
GST variance
88%
Cashflow spike
81%
Liability mismatch
76%
Matched
Flagged
Evidence
04Intelligence

Behavioral Intelligence

Surface abnormal patterns, suspicious activity, and repeat fraud networks.

24/7
monitoring across applications and transactions
Behavior signalsLIVE_SCAN
Velocity spike
94%
Repeat network
88%
Session risk
83%
Suspicious activity
77%
Matched
Flagged
Evidence
Traditional vs CredStack

From Fraud Scores to Fraud Intelligence

Traditional
CredStack
Rule-based fraud scores
Context-aware fraud intelligence
Manual document review
AI document forensics
Siloed identity checks
Connected identity networks
Black-box risk scores
Evidence-backed signals
Spreadsheet investigations
Unified decision workspace
Limited audit trails
Complete decision history
Why CredStack

Built for Explainable Fraud Decisions.

Explainable AI

Every signal traces back to the evidence and policy conditions that triggered it.

Fraud Evidence

Complete evidence trails across documents, identities, and financial data.

Human Review Workflow

Route cases to the right reviewer with recommendations and audit history.

Policy Engine

Configure fraud rules, thresholds, and escalation paths without rebuilding the system.

BFSI Models

Trained on banking, lending, and insurance fraud patterns.

On-Prem Deployment

Cloud, private cloud, or fully on-premises deployment.

Integrations

Connect to Your
Existing Stack.

CredStack sits above your existing systems—integrating with LOS, CRM, KYC, bureaus, and document sources without replacing them.

Core Banking / LOS
Finacle • Temenos • Newgen
CRM
Salesforce • Microsoft Dynamics
KYC & Identity
CKYC • DigiLocker • Aadhaar
Credit Bureaus
Experian • CRIF • Equifax
Document Sources
Email • Upload APIs • DMS
Enterprise APIs
REST • Webhooks • Connectors
Core Banking / LOS
Finacle • Temenos • Newgen
CRM
Salesforce • Microsoft Dynamics
KYC & Identity
CKYC • DigiLocker • Aadhaar
Credit Bureaus
Experian • CRIF • Equifax
Document Sources
Email • Upload APIs • DMS
Enterprise APIs
REST • Webhooks • Connectors
Enterprise APIs
REST • Webhooks • Connectors
Document Sources
Email • Upload APIs • DMS
Credit Bureaus
Experian • CRIF • Equifax
KYC & Identity
CKYC • DigiLocker • Aadhaar
CRM
Salesforce • Microsoft Dynamics
Core Banking / LOS
Finacle • Temenos • Newgen
Enterprise APIs
REST • Webhooks • Connectors
Document Sources
Email • Upload APIs • DMS
Credit Bureaus
Experian • CRIF • Equifax
KYC & Identity
CKYC • DigiLocker • Aadhaar
CRM
Salesforce • Microsoft Dynamics
Core Banking / LOS
Finacle • Temenos • Newgen
Security & Governance

Fraud AI You Can Trust in Production.

Every fraud workflow operates within enterprise controls for security, governance, and oversight.

Secure

Deploy in cloud, private cloud, or on-premise environments with role-based access.

Auditable

Complete record of inputs, evidence, rules, decisions, and reviewer actions.

Controlled

Define roles, approvals, overrides, and escalation workflows.

Explainable

Understand exactly why every application was flagged, referred, or cleared.

Where It Fits

One Fraud Intelligence Layer. Multiple Workflows.

CredStack fraud intelligence powers detection and investigation across your lending, insurance, and onboarding operations.

01 / 05

Loan Origination

Detect document fraud, identity mismatches, and income misrepresentation before loans are sanctioned.

LOAN ORIGINATIONLIVE
Application
CredStack Fraud Check
Underwriting
Disbursement
02 / 05

Customer Onboarding

Verify documents, identities, and financial data in real time while customers are still in the onboarding journey.

CUSTOMER ONBOARDINGLIVE
Application
KYC & Verification
CredStack Fraud Check
Account Activation
03 / 05

Insurance Underwriting

Surface document tampering, identity inconsistencies, and financial misrepresentation during underwriting review.

INSURANCE UNDERWRITINGLIVE
Application
CredStack Fraud Check
Risk Assessment
Policy Issuance
04 / 05

Claims Review

Identify fraudulent claims, manipulated documents, and suspicious patterns before adjudication.

CLAIMS REVIEWLIVE
Claim Filed
Document Review
CredStack Fraud Check
Adjudication
05 / 05

Portfolio Monitoring

Monitor borrower behavior, repayment patterns, and emerging fraud signals across acquired portfolios.

PORTFOLIO MONITORINGLIVE
Live Portfolio
Behavior Signals
CredStack Fraud Alert
Investigation
Live Metrics

Fraud Detection You
Can Measure.

Live|--:--:--
0%
Fraud detection accuracy
0%
Reduction in manual reviews
<0 min
Average investigation time
0%
Explainable decisions

See Fraud Detection in Action

Walk through live evidence trails, reviewer workflows, and fraud intelligence with the CredStack team.